Do you hate ATM charges? Effectively, you’re not alone.
Paying cash to entry your personal cash is irritating to say the least.
The common ATM payment is about $3, however some machines impose heftier surcharges of $5 or extra.
Non-bank ATM operators typically cost much more, as much as a whopping $10 per transaction. (Casinos in Las Vegas, for instance, are notorious for prime ATM withdrawal charges.)
A pair {dollars} right here and there might not appear to be loads. However these small fees actually add up should you’re on a decent price range.
You may often keep away from pesky charges by visiting your financial institution or sticking to in-network ATMs. Some monetary establishments will even reimburse you for a sure variety of ATM charges per thirty days or per yr.
It’s also possible to ask for money again if you’re testing at a retail retailer, or use money switch apps like PayPal and Venmo if it’s essential ship cash to pals.
However generally ATM charges are unavoidable, particularly should you’re touring or pressed for time.
ATMs additionally generate profits for companies that host them, so some institutions make it handy (however costly) to make use of them. Have you ever ever been to a bar or restaurant that solely accepts money — but occurs to have a high-fee ATM only a few ft away?
The FinanceGrabber Community — a gathering place the place like-minded people share ideas and recommendation on making, saving and managing cash — is conducting a brand new survey to find out how members keep away from ATM charges.
To this point, respondents favor sticking to in-network machines and planning forward to bypass undesirable fees.
Greater than 1,350 folks have already weighed in, however it’s not too late to share your opinion, too! Head on over to The FinanceGrabber Neighborhood to cast your vote now earlier than the survey ends Aug. 10.