Whether or not you reside within the Charlotte metro space, close to the Outer Banks or in a smaller city like Hillsborough, you’re in all probability nonetheless fascinated about discovering the very best automotive insurance coverage in North Carolina.
Nonetheless, evaluating insurance coverage corporations may be troublesome as a result of totally different insurers have totally different perks and disadvantages. Would you like an easy-to-use cell app? Are you curious about discovering a budget-friendly choice with out sacrificing high quality?
FinanceGrabber analyzed 25 insurance coverage corporations in North Carolina that can assist you discover the most suitable choice for you. We break up our prime picks into 4 classes:
In case you’d fairly simply see a full listing of the very best automotive insurance coverage corporations in North Carolina, you may jump to the bottom of the web page.
How we discovered the very best automotive insurance coverage in North Carolina
Why you may belief FinanceGrabber
Greatest automotive insurance coverage in North Carolina general
Out of the 25 North Carolina automotive insurance coverage corporations we analyzed, Nationwide and Progressive tied for the very best general rating. FinanceGrabber’s scores focus totally on elements that have an effect on a buyer’s expertise with the corporate.

Nationwide
5.0
Nationwide’s extensive number of protection choices and low variety of complaints make it a stable selection for a lot of shoppers.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated

Nationwide
5.0
Nationwide’s extensive number of protection choices and low variety of complaints make it a stable selection for a lot of shoppers.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated

Progressive
5.0
Progressive provides quite a lot of merchandise, however there’s room for enchancment with regards to buyer satisfaction.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated

Progressive
5.0
Progressive provides quite a lot of merchandise, however there’s room for enchancment with regards to buyer satisfaction.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Greatest North Carolina automotive insurance coverage in your funds
Relying in your driving historical past and demographics, the very best automotive insurance coverage in North Carolina might not be the most affordable for you. Nevertheless it’s doable to get automotive insurance coverage that’s extremely rated and likewise budget-friendly.
The most cost effective top-rated firm in North Carolina is State Farm. Our evaluation confirmed that the common fee for full protection insurance coverage from State Farm is $1,207 a 12 months, or $101 a month in North Carolina. (Nonetheless, your fee could also be totally different; you may learn our methodology to see how we decide common charges.)
🤓Nerdy Tip
We don’t have information for each single firm that provides protection to North Carolina drivers, so examine automotive insurance coverage charges from a number of corporations to verify which one is the most affordable for you.
State Farm
5.0
State Farm provides quite a few reductions and extras together with journey expense protection, making it a sensible choice for many drivers.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
State Farm
5.0
State Farm provides quite a few reductions and extras together with journey expense protection, making it a sensible choice for many drivers.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Greatest North Carolina automotive insurance coverage for buyer satisfaction
Auto-Homeowners is the very best automotive insurance coverage firm in North Carolina by way of buyer satisfaction. It has the fewest buyer complaints to North Carolina insurance coverage regulators for a corporation of its measurement amongst FinanceGrabber’s 5-star insurers within the state.
Greatest for buyer satisfaction

Auto-Homeowners Insurance coverage
5.0
Auto-Homeowners provides beneficiant perks and a variety of protection choices however is on the market in solely 26 states.
Reductions
Nice set of reductions
Ease of use
Beneath common
NAIC complaints
Far fewer than anticipated
Greatest for buyer satisfaction

Auto-Homeowners Insurance coverage
5.0
Auto-Homeowners provides beneficiant perks and a variety of protection choices however is on the market in solely 26 states.
Reductions
Nice set of reductions
Ease of use
Beneath common
NAIC complaints
Far fewer than anticipated
Greatest North Carolina automotive insurance coverage for ease of use
Our evaluation discovered State Farm is the very best automotive insurance coverage firm in North Carolina by way of how simple it’s to make use of and navigate each the corporate web site and cell app. Drivers can view their coverage and submit claims on-line, and the State Farm cell app has excessive person scores for iOS and Android units.
State Farm
5.0
State Farm provides quite a few reductions and extras together with journey expense protection, making it a sensible choice for many drivers.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
State Farm
5.0
State Farm provides quite a few reductions and extras together with journey expense protection, making it a sensible choice for many drivers.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Full listing of the very best automotive insurance coverage corporations in North Carolina
In case you’re in search of much more choices, FinanceGrabber analyzed 25 automotive insurers to seek out the very best automotive insurance coverage corporations in North Carolina. Listed here are the insurers that earned a FinanceGrabber star score of 4.5 or increased.
5.0 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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5.0 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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5.0 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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5.0 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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5.0 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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5.0 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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4.5 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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4.5 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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4.5 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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4.5 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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4.5 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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4.5 FinanceGrabber score FinanceGrabber’s scores are decided by our editorial staff. The scoring system incorporates reductions, web site transparency, monetary energy, criticism information and extra. |
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*USAA is on the market solely to active-duty navy members, veterans and their households. |