The Chase Sapphire Most well-liked® Card is a midlevel journey bank card with some stable advantages and points-earning potential, together with a $95 annual price.
However does the Chase Sapphire Most well-liked® Card get you into airport lounges? The brief reply is not any.
The Chase Sapphire Most well-liked® Card doesn’t embrace any sort of Precedence Go membership or common entrance into Chase Sapphire Lounges or different airline-specific golf equipment.
If you wish to keep inside the Chase household of playing cards and also you’re on the lookout for lounge entry, you’ll want the Chase Sapphire Reserve® card as a substitute.
However don’t write off getting the Chase Sapphire Most well-liked® Card. It nonetheless has some good advantages.
Chase Sapphire Most well-liked® Card consists of one complimentary lounge go to, with strings connected
Chase Sapphire Most well-liked® Card holders are allowed one complimentary entry to the Chase Sapphire Lounge by The Membership yearly, if they’ve a Precedence Go membership that they’ve bought individually.
Precedence Go members can then purchase extra passes to the Chase Sapphire Lounge by The Membership for $75 a pop, if they’re obtainable.
In any other case, the Chase Sapphire Most well-liked® Card doesn’t inherently embrace airport lounge entry.
What to do as a substitute
Buy lounge membership
Cardholders will pay out-of-pocket for a membership to a qualifying airline lounge program, together with:
Cardholders may purchase day passes at eligible lounges.
🤓Nerdy Tip
Buying Precedence Go or an airline-branded lounge membership doesn’t qualify as a journey class expense on the Chase Sapphire Most well-liked® Card, so you’ll not earn 2x factors.
Improve your card to the Chase Sapphire Reserve®
As a result of the Chase Sapphire Reserve® is a premium card, the annual price is greater at $550 (and $75 for every licensed person), however many extra advantages assist offset the price.
Then there are the elevated factors bonuses in sure spending classes:
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10x factors on accommodations and automobile leases bought by Chase’s portal.
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A 50% elevated worth when redeeming factors by the portal.
Lounge entry is included as a part of the Precedence Go Choose membership; Chase Sapphire Lounges are included as nicely. At the moment, there are lounges in Boston, Hong Kong and at New York’s LaGuardia and John F. Kennedy Worldwide airports. Extra golf equipment are on the best way.
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$100 in International Entry or TSA PreCheck or Nexus price each 4 years.
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Two-year Lyft Pink All Entry membership.
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One yr of complimentary Instacart+.
An outline of the Chase Sapphire Most well-liked® Card
The annual price for the Chase Sapphire Most well-liked® Card is $95 with no extra price for licensed customers.
Spending on the cardboard earns Chase Ultimate Rewards® factors, versatile factors you possibly can redeem for journey or different issues like money again or purchases.
The Chase Sapphire Most well-liked® Card earns 1 level per greenback on most purchases, however there are methods to earn extra factors.
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2x factors on journey purchases or 5x factors on purchases made by Chase’s journey portal.
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3x factors on on-line grocery buying.
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3x factors on choose streaming companies.
You’ll be able to then use these factors in a number of methods, together with transferring them to companions or redeeming them by Chase’s journey portal.
For redemptions in Chase’s portal, Chase Sapphire Most well-liked® Cardholders get 25% extra worth per level than they might in the event that they didn’t have the cardboard.
The Chase Sapphire Most well-liked® Card additionally consists of a number of journey insurance coverage advantages:
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Journey cancellation and interruption insurance coverage.
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Journey delay reimbursement.
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Main automobile rental collision harm waiver.
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Companies for journey and emergency help.
Chase Sapphire Most well-liked® Card lounge entry, recapped
The Chase Sapphire Most well-liked® Card doesn’t embrace any airport lounge advantages as a perk of getting the cardboard, however it does produce other journey advantages for a $95 annual price.
If lounge entry is your aim and also you assume you’ll get sufficient out of this profit and others to justify the upper annual price of $550, the Chase Sapphire Reserve® card could also be your finest guess.
Chase Sapphire Most well-liked® Card
Chase Sapphire Reserve®
Annual Price
$550 plus $75 for every licensed person.
Earn charges
• 5 factors per $1 on journey booked by Chase.
• 3 factors per $1 on eating (together with eligible supply companies and takeout), choose streaming companies and on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
• 2 factors per $1 on different journey.
• 1 level per $1 on different purchases.
• 10 factors per $1 on Chase Eating, lodge stays and automobile leases bought by Chase.
• 5 factors per $1 on air journey bought by Chase.
• 3 factors per $1 on different journey and eating not booked with Chase.
• 1 level per $1 on different purchases.
Redemption bonus
Factors value 25% extra when redeemed for journey booked by Chase.
Factors value 50% extra when redeemed for journey booked by Chase.
Anniversary bonus
10% of your whole purchases within the earlier yr.
Journey credit
$50 in assertion credit towards lodge stays bought by Chase’s journey portal.
$300 annual journey credit score.
Different journey advantages
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Journey protections, together with auto rental collision harm waiver and baggage delay insurance coverage.
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No overseas transaction charges.
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Precedence Go Choose lounge entry.
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Complimentary Lyft Pink membership for 2 years.
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Journey protections, together with auto rental collision harm waiver and baggage delay insurance coverage.
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No overseas transaction charges.
Different advantages
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Complimentary DashPass for no less than one yr by Dec. 31, 2024.
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Complimentary DashPass for no less than one yr by Dec. 31, 2024.
How you can maximize your rewards
You need a journey bank card that prioritizes what’s necessary to you. Listed here are our picks for the finest journey bank cards of 2024, together with these finest for: