Kaiser Permanente Medicare Benefit plans can be found in solely eight states and Washington, D.C., and Kaiser’s member expertise scores from the Facilities for Medicare & Medicaid Providers (CMS) fall beneath these of different main suppliers. Kaiser Permanente additionally provides 4-star plans in solely three states.
Blue Cross Blue Protect, which is a collective of 33 unbiased corporations, provides plans in most U.S. states, however rankings range throughout corporations. Advantages accessible additionally range by BCBS firm. Throughout the collective, nevertheless, BCBS corporations obtain increased scores on member expertise — together with issues like customer support and getting wanted care — than Kaiser Permanente.
Right here’s a have a look at how Kaiser Permanente and BCBS examine.
Kaiser Permanente Medicare Benefit
Kaiser Permanente
3.94
CMS Star Score
Kaiser Permanente plans get common star rankings — decrease than final yr — and the supplier sells plans in solely eight states and Washington, D.C.
M-F 9am-9pm ET, Sa 10am-9pm ET
Converse to a licensed insurance coverage agent on askchapter.org
States accessible
8 states and Washington, D.C.
Members in high-rated plans
Medium (50% to 89%)
Member expertise
2.44 (Under common)
States accessible
8 states and Washington, D.C.
Members in high-rated plans
Medium (50% to 89%)
Member expertise
2.44 (Under common)
Execs
- Earns above-average buyer satisfaction scores in California, one of many main Medicare markets studied by J.D. Energy.
- Eight in 10 members are in a highly-rated plan.
- Most plans embrace drug protection.
Cons
- Out there in solely eight states and Washington, D.C.
- Provides principally HMO plans, so most members should work inside Kaiser’s community of medical suppliers.
- Member expertise rankings general are beneath common.
Different components to contemplate
Fifth-largest supplier of Medicare Benefit plans. |
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Medicare Benefit enrollment |
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P.c of plans rated 4 stars or increased |
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P.c of plans with $0 premium |
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Blue Cross Blue Protect Medicare Benefit
Blue Cross Blue Protect
3.86
CMS Star Score
Blue Cross Blue Protect plans are broadly accessible and inexpensive, however some corporations earn increased marks than others on member satisfaction.
M-F 9am-9pm ET, Sa 10am-9pm ET
Converse to a licensed insurance coverage agent on askchapter.org
States accessible
48 states and Puerto Rico
Members in high-rated plans
Medium (50% to 89%)
Member expertise
3.39 (Above common)
States accessible
48 states and Puerto Rico
Members in high-rated plans
Medium (50% to 89%)
Member expertise
3.39 (Above common)
Execs
- BCBS corporations supply plans in 48 states and Puerto Rico.
- $0-premium BCBS plans can be found in 44 states and Puerto Rico.
- BCBS plans supply additional advantages like power situation administration and preloaded debit playing cards for over-the-counter gadgets.
Cons
- Scores and member satisfaction range amongst BCBS corporations, and a few rating decrease than others. Chances are you’ll not have entry to a extremely rated BCBS firm.
- BCBS corporations supply particular wants plans in solely half of U.S. states.
Different components to contemplate
Third-largest supplier of Medicare Benefit plans. |
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Medicare Benefit enrollment |
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P.c of plans rated 4 stars or increased |
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P.c of plans with $0 premium |
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HMO, HMO-POS, PPO, PFFS, SNP. |
Discover the correct Medicare Benefit plan
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What are the plan’s prices? Do you perceive what the plan’s premium, deductibles, copays and/or coinsurance will likely be? Are you able to afford them?
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Is your physician in-network? When you have a most well-liked medical supplier or suppliers, make sure that they take part within the plan’s community.
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Are your prescriptions coated? If you happen to’re on treatment, it’s essential to grasp how the plan covers it. What tier are your prescribed drugs on, and are there any protection guidelines that apply to them?
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Is there dental protection? Does the plan supply routine protection for imaginative and prescient, dental and listening to wants?
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Are there extras? Does the plan supply any additional advantages, akin to health memberships, transportation advantages or meal supply?