From its headquarters in Columbus, Ohio, Huntington Financial institution has been serving communities throughout the Midwest since its inception in 1866. This regional financial institution is thought for its customer-centric strategy and dedication to native communities, together with a give attention to bringing group banking to underserved, low-income areas.
Lately, Huntington Financial institution has grown to serve clients nationwide and supplies a wide range of monetary services, together with private banking, enterprise banking and loans. As well as, Huntington Financial institution at the moment points three bank cards:
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The Huntington Cashback Credit score Card is a 1.5% flat-rate money again card.
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The Huntington Voice Rewards Credit score Card affords customizable 3% money again in a customized class of your alternative.
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The Huntington Voice Credit score Card is the financial institution’s lowest APR possibility, providing financial savings on curiosity however no rewards on spending.
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Huntington Nationwide Financial institution’s accounts, companies and bank cards can be found to clients in all 50 states. Nonetheless, department areas are restricted to those eleven states: Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia and Wisconsin.
The Huntington Cashback Credit score Card
The Huntington Cashback Credit score Card is a simple possibility for people looking for cashback rewards with out an annual payment.
Right here’s what you may count on from this card:
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Intro APR: 0% introductory APR for the primary 12 months on stability transfers made within the first 90 days of holding the cardboard.
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Ongoing APR: 7.24%-29.24% variable APR based mostly on creditworthiness (as of January 2024).
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Stability switch payment: 3% or $10, whichever is larger.
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International transaction payment: None.
Rewards
Cardholders earn a flat 1.5% cashback on all purchases, making it a easy and hassle-free strategy to earn a reimbursement on on a regular basis spending.
Further advantages
The Huntington Cashback Credit score Card additionally grants an additional day to pay your minimal fee with out receiving a late payment.
The Huntington Voice Rewards Credit score Card
This Huntington bank card affords a mixture of customizable classes and rewards factors. Listed below are the highlights:
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Intro APR: 0% introductory APR for the primary 12 months on stability transfers made within the first 90 days of holding the cardboard.
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Ongoing APR: 17.24%-29.24% variable APR based mostly on creditworthiness (as of January 2024).
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Stability switch payment: 3% or $10, whichever is larger.
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International transaction payment: None.
Rewards
Cardholders can earn 3x rewards on their chosen class from ten obtainable choices, as much as $2,000 spent per quarter (1% thereafter and on all different purchases). Accessible classes embrace:
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Auto elements and companies shops.
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Malls, together with sporting items shops.
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Low cost and warehouse shops.
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Digital, pc and digital camera shops.
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Journey and leisure.
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Floor transportation (together with taxis, buses, and subway).
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Utilities and workplace provide shops.
You may change your class each month for those who select, providing you with the chance to maximise your rewards based mostly in your spending. Rewards are issued as factors, with every level being price a Casadefinance Reader every.
The Huntington Voice Credit score Card
In contrast to Huntington’s two rewards bank card choices, this card skips out on ongoing rewards in favor of a decrease APR. Rewards earned on a bank card hardly ever outweigh the curiosity you’ll pay, so for those who count on to hold a stability month to month, this card is the best way to go.
Listed below are the main points you should know:
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Intro APR: 0% introductory APR for the primary 12 months on stability transfers
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Ongoing APR: As of this writing, 15.24%-27.24% variable APR based mostly on creditworthiness.
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International transaction payment: None.
Rewards
None, as this card prioritizes a decrease APR.
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Whereas the Huntington Voice Credit score Card affords a decrease APR than it is counterparts, the APR just isn’t all that low. A card that provides 0% APR on purchases for an introductory interval could also be a greater match.
Is a Huntington Financial institution bank card best for you?
Huntington Financial institution’s bank cards are a reasonably stable alternative, particularly for those who’re already a Huntington Financial institution buyer or occur to name considered one of their eleven major states house. Whereas these playing cards will not shock you with flashy signup bonuses or extraordinary perks, they nonetheless make for a superb, reliable choice to earn cashback rewards in your on a regular basis spending.
And in terms of customer support, you’ll get significantly better help from these playing cards than you’ll discover from a much bigger financial institution. That mentioned, for those who’re on the hunt for a huge welcome provide or distinctive bells and whistles, you would possibly wish to discover different choices.