The Chase Sapphire Most well-liked® Card and the Chase Sapphire Reserve® are two of the most well-liked journey rewards bank cards in the marketplace. To ensure they keep well-liked, Chase has repeatedly tweaked their advantages and options over time. This web page tracks a few of the most vital modifications, together with their rewards charges, perks and bonus gives. Presents which have expired are marked.
First, here is a have a look at what the playing cards at the moment supply:
Chase Sapphire Most well-liked® Card
Chase Sapphire Reserve®
Signal-up bonus
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. That is $750 if you redeem via Chase Journey℠.
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. That is $900 towards journey if you redeem via Chase Journey℠.
Rewards
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5 factors per $1 spent on journey booked via Chase.
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3 factors per $1 spent on eating (together with eligible supply providers and takeout).
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3 factors per $1 spent on choose streaming providers.
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3 factors per $1 spent on on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
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2 factors per $1 spent on journey not booked via Chase.
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1 level per $1 spent on different purchases.
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By way of March 2025: 5 factors per $1 spent on Lyft.
Factors are price 1.25 cents apiece when redeemed for journey via Chase.
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10 factors per $1 spent on Chase Eating purchases.
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10 factors per $1 spent on lodge stays and automobile leases booked via Chase.
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5 factors per $1 spent on air journey booked via Chase.
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3 factors per $1 spent on journey and eating not booked with Chase.
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1 level per $1 spent on different purchases.
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By way of March 2025: 10 factors per $1 spent on Lyft.
Factors are price 1.5 cents apiece when redeemed for journey via Chase.
Different advantages
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A $50 annual credit score on lodge stays booked via Chase.
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Every account anniversary, cardmembers earn bonus factors equal to 10% of whole purchases made the earlier 12 months.
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1:1 switch companions, together with United, Southwest, JetBlue, Marriott and Hyatt.
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$300 annual credit score, robotically utilized to journey spending.
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1:1 switch companions (identical because the Chase Sapphire Most well-liked® Card).
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Entry to greater than 1,000 airport lounges worldwide via Precedence Go Choose, together with Chase Sapphire lounges.
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As much as $100 reimbursement each 4 years for NEXUS, World Entry or TSA PreCheck software charges charged to your card.
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Entry to “Reserved by Sapphire” restaurant-booking function.
CHASE SAPPHIRE RESERVE® OVER THE YEARS
February 2023: New Peloton promotion
From Feb. 1, 2023, via March 31, 2025, holders of the Chase Sapphire Reserve® can earn 10 factors per greenback spent on eligible Peloton purchases, as much as a most of fifty,000 factors. Eligible purchases embrace gear or equipment over $250, akin to Peloton bikes, treadmills and rowing machines, in addition to Peloton Information, a strength-training program that makes use of a digicam that can assist you work in your type. Purchases should be made immediately via Peloton and paid in full on the time of buy. (Which means that financing gear with Affirm won’t lead to further factors.) Attire and app memberships additionally aren’t eligible.
November 2022: Lyft Pink All Entry
Chase Sapphire Reserve® cardholders had beforehand been supplied a free 12 months’s membership within the “Lyft Pink” loyalty program. Efficient Nov. 15, 2022, that supply was upgraded. Cardholders would then obtain complimentary Lyft Pink All Entry membership for 2 years and 50% off for his or her third 12 months. All Entry is the very best tier membership out there from Lyft and retails for $199. It contains:
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Quicker pickups with Free Precedence Pickup upgrades.
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10% off all luxurious trip sorts.
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Free trip cancellation, as much as 3 times monthly.
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Free roadside help on your personal automobile as much as 4 occasions per 12 months.
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Free SIXT automobile rental upgrades.
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Limitless free 45-min traditional bike rides.
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Free limitless e-bike and scooter unlocks, plus discounted charges.
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3 bike or scooter visitor passes per 12 months.
Cardholders proceed to earn 10 factors per greenback spent on Lyft rides, a promotion that started in 2020 and has been prolonged via March 2025.
October 2022: 80,000-point bonus
Expired supply: In mid-October 2022, the Chase Sapphire Reserve® supplied a sign-up bonus of 80,000 factors, which was out there till Dec. 1, 2022. This was the most important sign-up incentive on the cardboard for the reason that 100,000-point bonus it debuted with (to nice fanfare) in 2016.
August 2021: Main overhaul
On Aug. 16, 2021, Chase rolled out the most important set of modifications to the Chase Sapphire Reserve® for the reason that card’s debut 5 years earlier. These modifications included new bonus classes:
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10 factors per greenback spent on Chase Eating purchases.
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10 factors per greenback on lodge stays and rental automobiles booked via Chase.
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5 factors per greenback on airfare booked via Chase.
The cardboard continued to earn 3 factors per greenback on eating and on journey not booked via Chase, and 1 level per greenback on different purchases. Different advantages of the cardboard had been largely unchanged, and its annual charge remained $550.
March 2021: Greater bonus in impact
Expired supply: The sign-up bonus on the Chase Sapphire Reserve® obtained a short lived bump in March 2021. That supply: Earn 60,000 bonus factors after you spend $4,000 on purchases within the first three months from account opening. That was 10,000 factors greater than the usual bonus on the time.
March 2021: Further factors on Peloton
Expired supply: From March 2021 via March 2022, the Chase Sapphire Reserve® earned 10 factors per $1 spent on every Peloton Bike, Tread and accent buy of over $1,800, for a most of fifty,000 factors.
February 2021: 10X on Chase Eating
Expired supply: In a limited-time promotion that started in early 2021, holders of the Chase Sapphire Reserve® might earn 10 factors per greenback spent on Chase Eating purchases (together with takeout and pay as you go reservations), on as much as $500 in spending. The promotion ended on June 30, 2021, however 10x rewards on Chase Eating purchases later grew to become a regular good thing about the Chase Sapphire Reserve®. Additionally, via Sept. 30, 2021, Chase Sapphire Reserve® holders might redeem factors for Chase Eating purchases at a fee of 1.5 cents per level.
November 2020: Boosted grocery rewards
Expired supply: Chase added one other spherical of bonus grocery rewards because the COVID-19 pandemic lingered. From Nov. 1, 2020, via April 30, 2021, the Chase Sapphire Reserve® earned 3 factors per greenback spent at grocery shops, up from the same old 1 level per greenback.
October 2020: Peloton promotion
Expired supply: Beginning in October 2020 and operating via June 2022, Chase Sapphire Reserve® cardholders might earn as much as $120 in assertion credit on Peloton Digital and All-Entry memberships. Digital memberships value about $13 a month on the time; All-Entry memberships, $39 a month.
July 2020: Extra COVID-era advantages
Expired gives: From July 1 to Sept. 30, 2020, Chase Sapphire Reserve® cardholders might earn bonus rewards on spending that was hovering within the midst of the COVID-19 pandemic:
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Instacart: 5 factors per $1 spent on Instacart supply and pickup orders, on as much as $3,000 in spending in the course of the three-month promotional interval.
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Fuel stations: 5 factors per greenback, on as much as $1,500 spent at gasoline stations over the three-month interval.
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Streaming: 10 factors per greenback, on as much as $1,500 in purchases with choose streaming providers like Spotify and Netflix in the course of the promotional interval.
Might 2020: Bonus rewards on groceries
Expired supply: Because the COVID-19 pandemic took maintain and Individuals quarantined at house, Chase added bonus rewards on groceries to a bunch of journey bank cards which may have in any other case seen little use. Holders of the Chase Sapphire Reserve® would earn 5 factors per greenback spent at grocery shops, on as much as $1,500 a month in spending, from Might 1 to June 30, 2020.
Might 2020: ‘Pay Your self Again’ added
Expired supply: With most journey on hiatus because of the COVID-19 pandemic, Chase gave cardholders new choices to redeem factors for assertion credit score towards sure purchases. Notably, holders of the Chase Sapphire Reserve® had been capable of get the identical 1.5-cents-per-point worth as they acquired when redeeming factors for journey bookings. Eligible classes for the “Pay Your self Again” program have included grocery shops and gasoline stations. This system advanced as time went on, with classes and redemption choices altering. Discover the most recent on Pay Your self Again right here.
January 2020: Annual charge enhance and new advantages
The annual charge on the Chase Sapphire Reserve® elevated from $450 to $550 in January 2020. It was the primary time the charge had elevated for the reason that card launched in 2016. For brand spanking new purposes, the upper charge took impact on Jan. 12. For present cardholders, the brand new charge was charged the primary time their account got here up for renewal after April 1, 2020. In the meantime, Chase additionally added two new perks for holders of the Chase Sapphire Reserve®:
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Lyft: Chase introduced that cardholders would earn 10 factors per greenback spent on Lyft rides, a big enhance from the three factors per greenback that cardholders earn for different journey purchases. (This 10x promotion stays in impact via March 2025.) Cardholders additionally obtained a free 12 months of “Lyft Pink,” the rideshare firm’s paid membership program, with advantages together with reductions on rides, precedence pickups and quite a few free bike and scooter leases. (The Lyft Pink supply has expired.)
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DoorDash: Chase additionally introduced that Chase Sapphire Reserve® cardholders would get a $60 assertion credit score in 2020 and 2021, for a complete of $120, in addition to a one-year subscription to DashPass. (This supply has expired.)
March 2019: Luxurious lodge partnership
Chase introduced that it had partnered with hospitality firm SBE to supply advantages to Chase Sapphire Reserve® cardholders who keep at choose SBE luxurious resorts, together with areas within the Bahamas, Istanbul, Miami and Las Vegas. Cardholders who guide via SBE’s promotional reservation page utilizing their Chase Sapphire Reserve® can qualify for sure advantages, together with: the fourth evening free for each 4 consecutive nights booked; a $30 lodge credit score per room, which can be utilized towards meals and beverage; complimentary room upgrades, when out there; day by day continental breakfast for 2 individuals; free Wi-Fi; and late checkout, when out there.
August 2018: Perks tweaked (not for the higher)
In Might 2018, Chase introduced three noteworthy modifications to a few of the signature perks on the Chase Sapphire Reserve®. These modifications would take impact Aug. 26 of that 12 months.
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$300 journey credit score: Purchases that qualify for this credit score would not earn factors. In different phrases, cardholders obtained an computerized assertion credit score for the primary $300 in journey purchases every year. As soon as they’d spent $300, they’d earn 3 factors per greenback on spending. Beforehand, you earned 3x factors on all journey spending — together with these purchases reimbursed through the automated credit score.
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Value safety: Chase discontinued this perk, which refunded a portion of the acquisition worth of an merchandise you had purchased if you happen to discovered it marketed for much less.
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Precedence Go: Cardholders who activated and used the cardboard’s airport lounge profit — a complimentary Precedence Go Choose membership — can be restricted to 2 visitors per membership card. Beforehand, the cardboard did not set a restrict. Cardholders can be charged $27 per extra visitor.
November 2017: Digital Precedence Go entry
Chase Sapphire Reserve® cardholders who had activated the cardboard’s complimentary Precedence Go Choose membership gained the power to arrange a digital membership card on their telephone. That diminished the danger that they’d be unable to entry airport lounges as a result of that they had forgotten to carry alongside their bodily membership card.
August 2017: One Sapphire card per particular person
In a coverage change that took impact Aug. 27, 2017, Chase prohibited shoppers from holding multiple Sapphire-branded card. Cardholders who already had multiple Sapphire card had been allowed to maintain them, however the door was shut on new approvals for individuals already carrying one. So when you’ve got solely a Chase Sapphire Reserve®, you will not be authorized for a Chase Sapphire Most well-liked® Card, and vice-versa.
Might 2017: Journey credit score calendar redrawn
The $300 journey credit score on the Chase Sapphire Reserve® initially operated on a calendar-year foundation. The primary $300 in journey purchases every calendar 12 months would get reimbursed via assertion credit. That created a possibility for opportunists and optimizers: Apply for the cardboard late within the 12 months, get $300 in credit score, wait just some weeks for the credit score to reset, then get one other $300 in credit score. Chase put a cease to that for purposes acquired from Might 21, 2017, onward. For these cardholders, the credit score operates on a “cardholder 12 months” foundation. When you open your account on, say, Oct. 12, then that is when the credit score resets every year.
Might 2017: Bonus factors for mortgages
Expired supply: From about Might till August 2017, holders of the Chase Sapphire Reserve® who closed a brand new mortgage with Chase had been eligible to obtain 100,000 bonus factors. This supply was good just for new mortgages — not refinancings or house fairness loans. The supply expired Aug. 6, 2017.
January 2017: Big bonus minimize in half
Expired supply: 5 months after it debuted with an astounding 100,000-point bonus supply (which was price $1,500 when redeemed for journey booked via Chase), the Chase Sapphire Reserve® got here again to Earth a bit. On Jan. 12, 2017, the bonus supply dropped right down to 50,000 factors for on-line purposes. The 100,000-point supply remained out there in particular person at Chase financial institution branches for a bit longer — till March 11.
August 2016: Sapphire Reserve launches
Expired supply: The launch of Chase’s premium journey bank card was simply the most important bank card story of 2016. The $300 computerized journey credit score made up for a big chunk of the annual charge (initially $450), and the 100,000-point bonus supply at launch made up for the remainder of it for years to come back. The cardboard proved so well-liked that Chase quickly ran out of the particular steel used to make the cardboard. Chase CEO Jamie Dimon mentioned in December of that 12 months that the overwhelming curiosity within the card and the sign-up bonuses paid out would doubtless minimize Chase’s revenue by $200 million to $300 million within the fourth quarter of 2016, in line with a Bloomberg article.
CHASE SAPPHIRE PREFERRED® CARD OVER THE YEARS
April 2023: 80,000-point bonus
Expired supply: For the second April in a row, the Chase Sapphire Most well-liked® Card supplied an 80,000-point sign-up bonus in April 2023. The supply expired Might 25, 2023.
February 2023: New Peloton promotion
From Feb. 1, 2023, via March 31, 2025, holders of the Chase Sapphire Most well-liked® Card can earn 5 factors per greenback spent on eligible Peloton purchases, as much as a most of 25,000 factors. Eligible purchases embrace gear or equipment over $250, akin to Peloton bikes, treadmills and rowing machines, in addition to Peloton Information, a strength-training program that makes use of a digicam that can assist you work in your type. Purchases should be made immediately via Peloton and paid in full on the time of buy. (Which means that financing gear with Affirm won’t lead to further factors.) Attire and app memberships additionally aren’t eligible.
April 2022: 80,000-point bonus
Expired supply: The sign-up bonus on the Chase Sapphire Most well-liked® Card elevated to 80,000 factors in mid-April 2022, then returned to the earlier quantity (60,000 factors) on the finish of Might 2022.
August 2021: Main overhaul
On Aug. 16, 2021, the Chase Sapphire Most well-liked® Card acquired probably the most vital improve to its ongoing advantages in years. These included new bonus classes:
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5 factors per greenback spent on all journey booked via Chase.
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3 factors per greenback on eating (up from 2 factors per greenback beforehand).
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3 factors per greenback on choose streaming providers.
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3 factors per greenback on on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
The cardboard continued to earn 2 factors per greenback on journey not booked via Chase and 1 level per greenback on different purchases. The cardboard additionally added two vital advantages:
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A $50 annual credit score on lodge stays bought via Chase.
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Every account anniversary, cardmembers will earn bonus factors equal to 10% of whole purchases made the earlier 12 months.
Different advantages of the cardboard had been largely unchanged, and the annual charge remained $95.
June 2021: 100,000-point bonus units new mark
Expired supply: The Chase Sapphire Most well-liked® Card rolled out its most profitable supply as much as that time on June 4, 2021. For a restricted time, cardholders who spent $4,000 on purchases within the first three months might get 100,000 bonus factors. That was a 20,000-point bounce from the earlier particular supply and 40,000 factors greater than the usual supply on the time.
March 2021: Greater bonus in impact
Expired gives: The sign-up bonus on the Chase Sapphire Most well-liked® Card obtained a good enhance in March 2021. That supply: Earn 80,000 bonus factors after you spend $4,000 on purchases within the first three months from account opening. That was 20,000 factors greater than the usual bonus on the time. The $50 grocery credit score for brand new cardholders that had been added in January 2021 remained in impact (though it has since expired).
March 2021: Further factors on Peloton
Expired supply: From March 2021 via March 2022, the Chase Sapphire Most well-liked® Card earned 5 factors per $1 spent on every Peloton Bike, Tread and accent buy of over $1,800, for a most of 25,000 factors.
February 2021: 10X on Chase Eating
Expired gives: In a limited-time promotion that started in early 2021, holders of the Chase Sapphire Most well-liked® Card might earn 10 factors per greenback spent on Chase Eating purchases (together with takeout and pay as you go reservations), on as much as $500 in spending. The promotion ended on June 30, 2021. Additionally, via Sept. 30, 2021, Chase Sapphire Most well-liked® Card holders might redeem factors for Chase Eating purchases at a fee of 1.25 cents per level.
January 2021: $50 grocery credit score
Expired supply: As an incentive to use for a journey bank card at a time when journey was drastically curtailed by the COVID-19 pandemic, the Chase Sapphire Most well-liked® Card supplied new cardholders an computerized $50 assertion credit score for grocery retailer purchases. The credit score was out there for 12 months from account opening, with no activation required or spending threshold to satisfy.
November 2020: Boosted grocery rewards
Expired supply: Chase added one other spherical of bonus grocery rewards because the COVID-19 pandemic lingered. From Nov. 1, 2020, via April 30, 2021, the Chase Sapphire Most well-liked® Card earned 2 factors per greenback spent at grocery shops, up from the same old 1 level per greenback.
October 2020: Peloton promotion
Expired supply: Beginning in October 2020 and operating via June 2022, Chase Sapphire Most well-liked® Card cardholders might earn as much as $60 in assertion credit on Peloton Digital and All-Entry memberships. Digital memberships value about $13 a month on the time; All-Entry memberships, $39 a month.
September 2020: 80,000-point bonus
Expired supply: Chase quickly sweetened the bonus supply on the Chase Sapphire Most well-liked® Card beginning Sept. 15, 2020. Cardholders who spend $4,000 within the first three months might earn 80,000 bonus factors — up from the 60,000-point supply that was customary on the time. The supply ended just a few months later.
July 2020: Extra COVID-era advantages
Expired gives: From July 1 to Sept. 30, 2020, Chase Sapphire Most well-liked® Card holders might earn bonus rewards on spending that was hovering within the midst of the COVID-19 pandemic:
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Instacart: 3 factors per $1 spent on Instacart supply and pickup orders, on as much as $3,000 in spending in the course of the three-month promotional interval.
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Fuel stations: 3 factors per greenback, on as much as $1,500 spent at gasoline stations over the three-month interval.
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Streaming: 5 factors per greenback, on as much as $1,500 in purchases with choose streaming providers like Spotify and Netflix in the course of the promotional interval.
Might 2020: Bonus rewards on groceries
Expired supply: Because the COVID-19 pandemic took maintain and Individuals quarantined at house, Chase added bonus rewards on groceries to a bunch of journey bank cards which may have in any other case seen little use. Holders of the Chase Sapphire Most well-liked® Card would earn 3 factors per greenback spent at grocery shops, on as much as $1,500 a month in spending, from Might 1 to June 30, 2020.
Might 2020: ‘Pay Your self Again’ added
Expired supply: With most journey on hiatus because of the COVID-19 pandemic, Chase gave cardholders new choices to redeem factors for assertion credit score towards sure purchases. Notably, holders of the Chase Sapphire Most well-liked® Card had been capable of get the identical 1.25-cents-per-point worth as they acquired when redeeming factors for journey bookings. Eligible classes for the “Pay Your self Again” program have included grocery shops and gasoline stations. This system advanced as time went on, with classes and redemption choices altering. Discover the most recent on Pay Your self Again right here.
January 2020: 5X factors on Lyft rides
Chase introduced that a number of playing cards would start incomes further rewards on Lyft rides. Chase Sapphire Most well-liked® Card holders would earn 5 factors per greenback spent on Lyft rides. The tip date for this promotion has been prolonged, and it’s now out there via March 2025.
March 2019: Greater bonus, no charge waiver
Expired supply: On March 19, 2018, Chase quickly bumped up the sign-up bonus on the Chase Sapphire Most well-liked® Card, providing 60,000 factors if you happen to met the requirement of spending $4,000 within the first three months your account was open. That was 10,000 extra factors than the usual supply on the time. Conserving in thoughts that factors had been price 1.25 cents when redeemed for journey booked via Chase, that made the bonus price an additional $125. Nevertheless, on the identical time, Chase introduced that the annual charge on the Chase Sapphire Most well-liked® Card (which was $95 on the time) would not be waived within the first 12 months. So for brand new cardholders, the online impact was a $35 enhance in worth.
September 2018: Licensed consumer bonus eradicated
Holders of the Chase Sapphire Most well-liked® Card used to have the ability to earn 5,000 factors by including a certified consumer and having that particular person make a qualifying buy. As of Sept. 11, 2018, that chance was eradicated.
Might 2018: Greatest bonus supply but
Expired supply: A limited-time supply that took impact on the Chase Sapphire Most well-liked® Card in Might 2018 dangled the most important publicly out there sign-up bonus the cardboard had seen to that time. The supply was out there solely on Chase’s web site, not via marketplaces like FinanceGrabber. New cardholders might earn as much as 80,000 factors, which had been doled out in two chunks:
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50,000 bonus factors after spending $4,000 on purchases inside the first three months of account opening. This half was the identical as the usual bonus on the cardboard on the time.
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30,000 extra bonus factors based mostly on whole spending inside the first 12 months. The quantity a cardholder needed to spend diverse relying on the supply they had been offered with on the Chase web site. In some instances, it was $20,000; in others, $30,000.
August 2017: One Sapphire card per particular person
In a coverage change that took impact Aug. 27, 2017, Chase prohibited shoppers from holding multiple Sapphire-branded card. Cardholders who already had multiple Sapphire card had been allowed to maintain them, however the door was shut on new approvals for individuals already carrying one. So when you’ve got solely a Chase Sapphire Most well-liked® Card, you will not be authorized for a Chase Sapphire Reserve®, and vice-versa.
Might 2017: Bonus factors for mortgages
Expired supply: From about Might till August 2017, holders of the Chase Sapphire Most well-liked® Card who closed a brand new mortgage with Chase had been eligible to obtain 100,000 bonus factors. This supply was good just for new mortgages — not refinancings or house fairness loans. The supply expired Aug. 6, 2017.